![]() |
![]() |
![]() |
![]() |
|
|
||||||||||||||||
![]() |
|
![]() |
|
||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
![]() |
|
||||||||||||||||||||
![]() |
|
|
|||||||||||||||||||
|
|
Free
Identity Theft Recovery Kit
|
|
|
||||||||||||||||||
|
|
|
||||||||||||||||||||
![]() |
|
||||||||||||||||||||
|
|
|
|
|||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
|
|||||||||||||||||||
Identity Theft- Credit Card Theft Protection and PreventionIf you haven't been keeping track of your credit card statements and your credit report, then you could be in for a surprise. It’s not that hard for someone else to apply for a credit card, pretending to be you, or to get the number of a card you already have and start buying things with it. Then, of course, they get free money, and you’re left with the debt, not to mention the black marks against your name when it doesn't get paid back. Remedying the Effects of Identity Theft by Credit CardIdentity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For example, someone may have committed identity theft by using your personal information to open a credit card account. The Fair Credit Reporting Act (FCRA) gives you specific rights when you are, or believe that you are, the victim of identity theft. Here is a brief summary of the rights designed to help you recover from identity theft. 1. You have the right
to ask that nationwide consumer reporting agencies place “fraud
alerts” in your file to let potential creditors and others know
that you may be a victim of
identity theft. A fraud alert can make it more difficult for someone
to get credit in your
name because it tells creditors to follow certain procedures to
protect you. It also may
delay your ability to obtain credit. You may place a fraud alert
in your file by calling just
one of the three nationwide consumer reporting agencies. As soon
as that agency
processes your fraud alert, it will notify the other two, which
then also must place fraud An initial fraud alert stays in your file for at least 90 days. An extended alert stays in your file for seven years. To place either of these alerts, a consumer reporting agency will require you to provide appropriate proof of your identity, which may include your Social Security number. If you ask for an extended alert, you will have to provide an identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency, and additional information a consumer reporting agency may require you to submit. 2. You have the right
to free copies of the information in your file (your “file 3.
You have the right to obtain documents relating to fraudulent
transactions made or
accounts opened using your personal information. A creditor or
other business must
give you copies of applications and other business records relating
to transactions and
accounts that resulted from the theft of your identity, if you
ask for them in writing. A
business may ask you for proof of your identity, a police report,
and an affidavit before
giving you the documents. It also may specify an address for you
to send your request. 4. You have the right to obtain information from a debt collector. If you ask, a debt collector must provide you with certain information about the debt you believe was incurred in your name by an identity thief – like the name of the creditor and the amount of the debt. 5.
If you believe information in your file results from identity
theft, you have the right
to ask that a consumer reporting agency block that information
from your file. An
identity thief may run up bills in your name and not pay them.
Information about the
unpaid bills may appear on your consumer report. Should you decide
to ask a consumer
reporting agency to block the reporting of this information, you
must identify the
information to block, and provide the consumer reporting agency
with proof of your
identity and a copy of your identity theft report. The consumer
reporting agency can
refuse or cancel your request for a block if, for example, you
don’t provide the necessary 6. You also may prevent businesses from reporting information about you to consumer reporting agencies if you believe the information is a result of identity theft. To do so, you must send your request to the address specified by the business that reports the information to the consumer reporting agency. The business will expect you to identify what information you do not want reported and to provide an identity theft report. Identity Theft SecretsFeds Indict 11 in Biggest Ever Identity Theft CaseView Original Article Sat, 09 Aug 2008 05:37:57 -0500 As a follow up to our original 2007 story on the Identity "Theft to the Maxx" large scale data breach effecting 40 million consumers, a federal court this past week charged a fraud gang responsible... [[ This is a content summary only. Visit http://idtheftsecrets.blogspot.com/ for full links, other content, and more! ]] Feds Indict 11 in Biggest Ever Identity Theft Case [Flickr]View Original Article Sat, 09 Aug 2008 05:27:48 -0500 IdTheftSecrets posted a photo: As a follow up to our original 2007 story on BoNY 4.5 Million Consumer's Data LossView Original Article Sat, 31 May 2008 14:40:51 -0500 This just in from the "when will they ever learn" file. The Bank of New York (BNY Mellon) waited 8 weeks after the Connecticut legal requirement to inform the public of this very serious data loss... [[ This is a content summary only. Visit http://idtheftsecrets.blogspot.com/ for full links, other content, and more! ]] Identity Theft - Google NewsCon Artist Pleads Guilty to Stealing Missing Woman's Identity to ... - FOXNewsView Original Article Tue, 19 Aug 2008 17:34:57 GMT
AAA Miami Valley Selects LifeLock(R) as Identity Theft Protection ... - MarketWatchView Original Article Tue, 19 Aug 2008 15:33:42 GMT
One Person Arrested in Alleged Nursing Home Identity Theft - MyFox AtlantaView Original Article Tue, 19 Aug 2008 23:02:04 GMT
Yahoo! News Search Results for identity theftMarrero man booked on identity theft charges (St. Tammany News)View Original Article Wed, 20 Aug 2008 07:39:38 GMT For the second time this year, the Slidell Police Department has made an arrest in an identity theft case. AAA Miami Valley Selects LifeLock(R) as Identity Theft Protection Solution (Centre Daily Times)View Original Article Tue, 19 Aug 2008 16:53:49 GMT LifeLock(R) CEO Todd Davis announced today a partnership with AAA Miami Valley, offering LifeLock's proactive identity theft protection service to over 170,000 club members at a discounted rate. Around the world, AAA offers discounts at more than 150,000 merchant locations and has added LifeLock as its premier provider of identity theft protection services. AAA Miami Valley Selects LifeLock(R) as Identity Theft Protection Solution (Business Wire via Yahoo! Finance)View Original Article Tue, 19 Aug 2008 15:31:00 GMT TEMPE, Ariz.----LifeLock® CEO Todd Davis announced today a partnership with AAA Miami Valley, offering LifeLock?s proactive identity theft protection service to over 170,000 club members at a discounted rate. |
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
|
|||||||||||||||||||
|
Place Prime Link Partners Here
Identity Theft: Not A Question of "IF" Rather A Manner of When | Identity Theft Is A Serious Crime | |How To Protect Yourself From Identity Theft Part 1 | How To Protect Yourself From Identity Theft Part 2 | Strategies To Protect Yourself Against Identity Theft | Could Your Email Compromise Your Safety | Keep Your Banking Information Safe | Web Surfing Security | Why You Need A Copy of Your Credit Report | Online Shopping – Safety, Privacy, and Benefits | How is the FICO Credit Score Calculated
|
|
||||||||||||||||||||
|
|
|
||||||||||||||||||||
|
|
|
|
|||||||||||||||||||
| Privacy | Legal
Notice ©2006 Traffic-n-More All Rights Reserved |
|
||||||||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||